Tips

Mortgages
Always get Pre-qualified/Pre-approved
Obtain a good faith estimate
Establish the payment you are comfortable with
Determine the loan amount
Interview at least three mortgage bankers

Buying
NEVER waive inspections
Buy for re-sale
Buy only from motivated sellers
Assume NO appreciation
Get average (or better) quality at average (or lower) price
Negotiation –
No verbal agreements
Be willing to walk
Set upper limit and stick to it
Made a CLEAN offer
Know the seller’s deadlines and motivations